Guaranteed Asset Protection (GAP)

Your best bet in a total loss scenario

If your unit is ever declared a total loss due to an accident, theft, or natural disaster, the amount your insurer pays may fall short of your finance agreement balance. That financial "gap" and your primary insurance deductible can add up to thousands of dollars.

Adventure Protect Guaranteed Asset Protection (GAP) may help by waiving some or all of the "gap", including a waiver for your insurance deductible. Plus it offers a $500 Loyal Customer Credit toward the purchase of a replacement unit.

Available for:

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Motorcycle
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ATV
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Side-by-Side
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Snowmobile
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Personal Watercraft
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Boats

Product benefits

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In cases of a total loss, GAP waives some or all of the “gap” between what your primary insurer pays and the remaining balance on your finance agreement
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Waives up to $50,000 of the “gap” on covered losses (varies depending on unit type and total amount financed)
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Includes coverage for your primary insurance deductible, from $500 to $1,000, depending on product addendum
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PLUS a $500 Loyal Customer Credit toward the purchase of a replacement unit at the original selling dealer

WHEN MIGHT GAP BE A SMART CHOICE?

If you have:
  • Financed a unit
  • Purchased with minimal or no down payment
  • Financed for longer terms
See Additional Information (Marine)


See Additional Information (Motorcycle & Powersports)
Limitations and exclusions apply. The Adventure Protect GAP product is optional and is not insurance. All transactions related to the optional Adventure Protect program are governed solely by the provisions of the applicable product Addendum. Please refer to the applicable product addendum for details of terms, conditions, and specific coverage details, including limitations and exclusions. Coverage and product availability may vary by province. Not available for purchase in Quebec.